Due to the nature and effects of the COVID-19 virus, governmental offices in North Carolina may become closed, whether temporarily or intermittently, and the searching of records and the recording of documents relevant to the closing of real estate transactions may not be possible.

In the event documents which would otherwise be recorded in the usual course of business cannot be put of record either in person or electronically, a number of title insurance underwriters have indicated a willingness to insure transactions for purchasers and lenders through the eventual conventional recording date and time with an original effective date being the date of the closing when documents were executed by the parties allowing disbursement to occur in the absence of recording and a policy to be issued.

In an attempt to provide consistency addressing the inability to record during this time, NCLTA has approved two alternative requirements for use in commitments being issued along with a form of Affidavit and Indemnity to be executed by the parties in the event a recorder’s office is closed. The specific and more extensive requirement contemplates the use of the Affidavit and Indemnity. These documents are not required and their use in any particular transaction must be approved by the insurer thereof. Please consult your title insurer to determine whether this contemplated coverage is available.

NCLTA COVID-19 REQTS - FINAL 4-2-2020.docx
NCLTA COVID-19 REQTS - FINAL 4-2-2020.pdf
NCLTA_Affid-Indem_COVID_gap___FINAL_REV_4-15-2020.docx
NCLTA_Affid-Indem_COVID_gap___FINAL_REV_4-15-2020.pdf
LPOA FOR CLOSING ATTORNEY REV 5-27-2020 FINAL.docx
LPOA FOR CLOSING ATTORNEY REV 5-27-2020 FINAL.pdf

What is NCLTA?

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What is NCLTA?

The North Carolina Land Title Association (NCLTA) provides a forum for the collection, study, and dissemination of information relating to the title insurance industry. In conjunction with its Underwriter, Agent, Attorney, and Associate members, the Association attempts to educate and inform its own membership, the general public, and the Real Property Section of the North Carolina Bar of problems, improvements, and new trends in the delivery of real property legal and title services.

NCLTA was founded in 1977 when the Carolinas Land Title Association split into the North Carolina Land Title Association and the Palmetto (SC) Land Title Association. NCLTA is an Affiliate of the American Land Title Association and an Advisory Organization to the North Carolina Department of Insurance. It is governed by an elected Executive Committee consisting of five officers representing title company members, an Attorney Section representative, and an appointed General Counsel. NCLTA maintains its headquarters in Raleigh, NC.

NC/SC Boundary Recertification

Looking for title and underwriting guidance regarding the recent North Carolina / South Carolina boundary recertification S.L. 2016-23? Click HERE!

Are closings the practice of law?

Conducting Real Estate Closings and Obtaining Title Opinions in North Carolina: North Carolina State Statute

Preventing Unauthorized Legal Practice in NC

Among other activities, the following are considered the practice of law in North Carolina:

Abstracting and passing upon titles to real estate
Preparing or aiding in the preparation of deeds, trusts, wills or other legal documents

Studying for the title agent licensing exam?

NCLTA publishes a Study Guide that can help.
Use the Study Guide Order Form or click HERE to order today.

Carolina Update

The most recent issue of the Carolina Update newsletter issued by the North Carolina Land Title Association.

Summer 2020

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What is NCLTA?

Membership

Tools

What is NCLTA?

NC/SC Boundary Recertification

Are closings the practice of law?

Conducting Real Estate Closings and Obtaining Title Opinions in North Carolina: North Carolina State Statute

Studying for the title agent licensing exam?

Carolina Update

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